Financial inclusion in a centralized financial system is not structurally possible. The result is a divided world and a wealth gap between socio-economic classes that continues to grow exponentially. Only consumers get rights and recognition while every option for the unbanked is a form of exploitation one microtransaction at a time.
A microfinance ecosystem fintech platform for financial inclusion and microasset management
ARCC.ONE MICROFINANCE FINTECH PLATFORM
Social Proof Of Work
Public Mandate Network
RADICAL SOCIAL TRANSPARENCY
STORE OF VALUE
Crypto Reserve Currency
A microfinance ecosystem fintech platform for financial inclusion and microasset management.
Social Proof Of Work
Users Report on socio-economic issues that affect their daily life and earn ARCC
Digital ID Card
User’s get their own unique identity that allows them to use as another ID or for entry to events and promotions.
ARCC earned can be used in a number of 3rd party ecosystem asset management services.
Users can stake their ARCC for community infrastructure projects.
Winners get support for their entrepreneurial dreams with investment and training for a scalable business.
Users can opt into a number of micro insurance plans through the aggregation of ARCC balances.
Users are incentivized to report daily corruption and infrastructural deficiencies to earn ARCC.
Data is aggregated to provide a true picture of the systemic problem.
Users are empowered with ARCC as debt-free capital.
A public mandate backed by data and users’ new economic wealth is established.
ARCC.ONE IS DESIGNED TO BE AN ECOSYSTEM FOR MICROFINANCE APPLICATIONS AND SERVICES THAT MEET THE CRITERIA FOR OUR MISSION. CONNECTED THROUGH AN API, USERS CAN ENGAGE WITH A NUMBER OF MICROASSET MANAGEMENT SERVICES TO MAXIMIZE THEIR LONG TERM ARCC GROWTH.
ARCC.one is designed to be an ecosystem connected through APIs for microfinance applications and providers. Users can engage with a number of microasset management services to maximize their long term ARCC growth.
ARCC.one, operates as a centralized system when dealing with ARCC within the platform itself and treats the movement of ARCC as credit within the system. When ARCC is vested by the user, then it is withdrawn from the platform to the user’s external wallet as a fully decentralized token. The SPoW mining sends data to the DLT solution of ‘Verifiable Storage’ and the data is further analysed and compiled in the Database. Verified data is can then be hashed to the public blockchain as a public timestamp. Ecosystem 3rd party service providers interact via APIs with the wallet, platform user functions and accounting with the Admin Back Office.
Applications built on the IBMR Verifiable Data Engine produce data which arbitrary third- party auditors can verify. The auditors should observe, and store, occasional summary hashes of the verifiable log. Summary hashes are small, making the overhead of this operation low. To verify, the auditor requests a history of anonymized events. Comparing events to the verifiable data structure, the auditor can quickly confirm that an event was part of the event history and is unaltered. A more thorough (slower) audit can confirm that the event history is complete (no events omitted). Verification guarantees are rooted in strong modern cryptography techniques.
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