Fintech
Financial inclusion in a centralized financial system is not structurally possible. The result is a divided world and a wealth gap between socio-economic classes that continues to grow exponentially. Only consumers get rights and recognition while every option for the unbanked is a form of exploitation one microtransaction at a time.
INTRODUCING
ARCC.ONE
A microfinance ecosystem fintech platform for financial inclusion and microasset management
ARCC.ONE MICROFINANCE FINTECH PLATFORM
Social Proof Of Work
___________________________
ACCESSIBILITY
Public Mandate Network
___________________________
RADICAL SOCIAL TRANSPARENCY
Microasset Management
___________________________
STORE OF VALUE
Community Staking
___________________________
INFRASTRUCTURE DEVELOPMENT
Crypto Reserve Currency
___________________________
CURRENCY HEDGE
Entrepreneurial Investment
___________________________
DEBT-FREE CAPITAL
A microfinance ecosystem fintech platform for financial inclusion and microasset management.
Social Proof Of Work
Users Report on socio-economic issues that affect their daily life and earn ARCC
Digital ID Card
User’s get their own unique identity that allows them to use as another ID or for entry to events and promotions.
Microasset Management
ARCC earned can be used in a number of 3rd party ecosystem asset management services.
Community Staking
Users can stake their ARCC for community infrastructure projects.
Entrepreneurial Lottery
Winners get support for their entrepreneurial dreams with investment and training for a scalable business.
Microinsurance
Users can opt into a number of microinsurance plans through the aggregation of ARCC balances.
How
ARCC.ONE WORKS
Step
Users are incentivized to report daily corruption and infrastructural deficiencies to earn ARCC.
Step
Data is aggregated to provide a true picture of the systemic problem.
Step
Users are empowered with ARCC as debt-free capital.
Step
A public mandate backed by data and users’ new economic wealth is established.
ARCC.ONE IS DESIGNED TO BE AN ECOSYSTEM FOR MICROFINANCE APPLICATIONS AND SERVICES THAT MEET THE CRITERIA FOR OUR MISSION. CONNECTED THROUGH AN API, USERS CAN ENGAGE WITH A NUMBER OF MICROASSET MANAGEMENT SERVICES TO MAXIMIZE THEIR LONG TERM ARCC GROWTH.
Microasset Ecosystem
ARCC.one is designed to be an ecosystem connected through APIs for microfinance applications and providers. Users can engage with a number of microasset management services to maximize their long term ARCC growth.
Technical Overview
ARCC.one, operates as a centralized system when dealing with ARCC within the platform itself and treats the movement of ARCC as credit within the system. When ARCC is vested by the user, then it is withdrawn from the platform to the user’s external wallet as a fully decentralized token. The SPoW mining sends data to the DLT solution of ‘Verifiable Storage’ and the data is further analysed and compiled in the Database. Verified data is can then be hashed to the public blockchain as a public timestamp. Ecosystem 3rd party service providers interact via APIs with the wallet, platform user functions and accounting with the Admin Back Office.
Dataflows Overview
Applications built on the IBMR Verifiable Data Engine produce data which arbitrary third- party auditors can verify. The auditors should observe, and store, occasional summary hashes of the verifiable log. Summary hashes are small, making the overhead of this operation low. To verify, the auditor requests a history of anonymized events. Comparing events to the verifiable data structure, the auditor can quickly confirm that an event was part of the event history and is unaltered. A more thorough (slower) audit can confirm that the event history is complete (no events omitted). Verification guarantees are rooted in strong modern cryptography techniques.
Our
Development Timeline
Jump down the rabbit hole and read more
Social
Proof of Work
Social Proof of Work (SPoW) is the act of mining on the ARCC.one fintech network to earn ARCC. Instead of using mining hardware or having to stake existing coins, SPoW allows a user to simply log into the ARCC.one mobile...
ARCC
Governance
The ARCC Monetary Policy Council (MPC) will be the main mechanism for the governance of the ARCC token economy as a means to provide a level of decentralization based guidance. ARCC MPC does not...
ARCC
Monetary Policy
Due to the scale and scope of ARCC in creating a superstructure decentralized economic system, a monetary policy mandate is necessary to provide guidance in how the various mechanisms are applied and for what objective. The utility of ARCC for...
ARCC Underlying Asset Structure
The underlying asset structure of ARCC is part of the overall Reserve structure in the larger value chain of ARCC. These underlying assets are various investments by IBMR.io which range from seed technology companies to larger infrastructure...
International Blockchain Monetary Reserve
Emerging markets were not called emerging markets until years after the fall of the Berlin Wall. During the Cold War era of post WW2, the terms used were first world countries and third world...
ARCC.ONE Fintech Solution
The urban working poor in Southeast Asia may have limited access to proper nutrition, education, infrastructure, capital, and even representation, but work ethic and entrepreneurialism are always abundant. They struggle to survive on a day to day basis...
ARCC
Reserve Structure
The ARCC Monetary Policy Council will be the main mechanism for the governance of the ARCC token economy as a means to provide a level of decentralization based guidance.