Monetary Reserve

Eliminating Corruption in Emerging Markets through the Issuance of a Regional Development Crypto-Reserve Microasset and a ‘Social Proof of Work’ Network Adoption Model.

International Blockchain Monetary Reserve

“Welcome to the International Blockchain Monetary Reserve”

The International Blockchain Monetary Reserve,, is a microfinance economic development agency founded to solve global inequality through the strategic establishment of decentralized socio-economic structures.

With a goal to solve infrastructural inefficiencies by reducing corruption through the financial inclusion of the urban working class, ARCC hopes to ignite all levels of economic activity in Asia and its developing markets.

Our objective is not to work through existing centralized aid organizations or agencies, but to directly interact with the urban working poor in Southeast Asia by providing them with a fintech platform that empowers through financial inclusion. When the problems haven’t been solved for nearly 70 years and they are getting worse, i.e. markets that have been ‘emerging’ forever, nothing short of a structural level solution will do.

IBMR proposes a robust framework to issue a reserve currency, back its immediate market value, and grow that value over time. This allows ARCC to be an incentive for growing a socio-economic information network, empowering users with both a microasset and rights as a new consumer class, while gathering hard verified data to be used as a public mandate for change.

For, this is not a disruptive movement, rather this is a movement that reconciles the competitive and zero sum game of incentives and gains with the needs of humanity as individuals and as a global community. There needs to be a system that can reconcile the cost of material and technological progress in a world of accessible financial inclusion where we all have a right to participate.

As you jump down the rabbit hole of our project, I’d like to leave you with two thoughts: we all now understand that a solution from a centralized structure cannot solve the wealth disparity issue and, if Singularity is approaching, we get there together or not at all. Do people really think that 99% of the world is going to just sit back and let the 1% blast off to the stars? Even beyond wealth inequality, there is a massive misalignment of coordination and incentives for even the most obvious humanitarian issues, let alone the joint global need to address climate change. But the bottom line is, Singularity only comes when we solve these issues first and the first step is providing financial inclusion that actually empowers those who are currently excluded and exploited.

We invite you to join us in making this happen.


Sinjin David Jung Founder & Managing Director

Fintech Financial INCLUSION
Model Is Broken



Entry into financial market by artificially lowering transaction fees for those forced to work abroad to get into an acceptable form of economic slavery.

Maximizing Exploitation


Charging +30% annual interest to those receiving the loans means they can never graduate from them to scale business and hire staff.

Justified Exploitation

Banking the Unbanked

MicroFinancial transactions are used as a volume play for the established financial institutions.

Digitizing Exploitation

Fintech Platforms in Emerging Markets

MicroConsumer Data for promoting consumerism over savings and asset accumulation under the guise of convenience.

Efficient Exploitation’s
Microasset Reserve Economic Model

It’s time to do more than just try to ‘bank the unbanked.’

Decentralized Utility Network




Asia Reserve Currency Coin ARCC
 Fintech Platform




About IBMR.IO was founded with a mission to create new decentralized macroeconomic development structures using Social Proof of Work that promotes financial inclusion by incentivizing individuals to make positive contributions that expose corruption and improve the conditions of their local communities.

SOCIAL IMPACT FUND HOLDING STRUCTURE is registered in the Bahamas as an operational local firm and in the process of acquiring all related fund and asset management licenses for the currency reserve and investment management.


Our in-house development team is based in Singapore.’s development team will be expanded for the launch of the fintech platform.


The think tank is based out of New York, NY and is focused on decentralized economic monetary structures, and information networks.


The Monetary Policy Council will run independently from the ARCC executive policy, whereby the ARCC MPC voting will be binding on the reserve for matters of the ARCC token economy.



Sinjin David Jung

Sinjin David Jung

Founder & Manager Director

Sinjin comes from an extensive background of corporate and start-up roles in fintech, gaming and infrastructure throughout Southeast Asia. He is the former vice-chairman and cofounder of a leading fintech firm, True Money Philippines, licensed under the Central Bank of the Philippines (BSP) as part of the largest fintech network in Southeast Asia, True Money.  As the Regional Director of Asia for Pokerstars, the world’s largest online poker company, Sinjin led marketing and regulatory dominance for the game’s proliferation across the whole of Asia. He was a chief strategist and negotiator for over six years on regulation and infrastructure for gaming projects in Southeast Asia. Also previously a senior management consultant at PWC in Korea and a Korean government senior industry technology analyst, Sinjin has his MA in International Business from Korea University and his Public Policy Executive Certificate from Harvard Kennedy School.

Stanley K. Kwok

Stanley K. Kwok

Co-Founder & Executive Director

Stanley is the co-founder of Red Group a family office in Beijing, China. With years of international investment and operational experience he believes that innovation and technology are the true driving forces towards to overall improvement of society. Stanley has an extensive global business network and has been actively involved in a variety of industries, including bioscience, agriculture, mobile internet, and finance over the past 20 years. He graduated with a BSC in accounting from Southern California University. He is also a graduate of Stanford Graduate School of Business. Stanley’s responsibilities include the strategy and set up of the currency reserve and it’s investment arm. 

Eric Tao

Eric Tao

Media & Marketing Director

Eric is a marketing executive with over 20 years’ experience in the technology, media and advertising industries. In 2004, he was signed as a commercial director by Radke films in Toronto, at the time the youngest signed director in Canada. He has also served as an executive at numerous global advertising agencies, technology and media companies, most recently as the Director of Video at Food52. In 2015 he worked at Google on an internal marketing innovation team created to explore new ways in which technology can help build brands in a digital world. He is a graduate of the MFA program at the Art Center College of Design in Pasadena, CA. Eric’s responsibilities include the set up and management of’s marketing/PR operations and investor community relations. 



Conroy Cheng

Conroy Cheng

International Buiness Advisor

Mr. Chi-Heng Cheng, also known as Conroy, is a passionate investor and visionary who strives to improve the human lifestyle experience. Since July 26, 2011, Conroy has served as the Executive Director at Chow Tai Fook Jewelry Group Limited. He is also Director of Chow Tai Fook Enterprises Limited. He has been an Executive Director for New World Development Company Limited since June 2010. He has been a Director of Boston Therapeutics, Inc. since December 4, 2013. Mr. Cheng served as an Interim Chief Financial Officer of Boston Therapeutics, Inc. from March 16, 2016 to August 12, 2016 and served as its Interim Chief Executive Officer since March 16, 2016. He served as Non-Executive Director of China Huishan Dairy Holdings Company Limited until June 23, 2015. He served as an Independent Non-executive Director of Hong Kong Energy Holdings Limited (alternate name JIC Technology Co. Ltd. & China Renewable Energy Investment Limited) from July 02, 2002 to May 11, 2007. He received a Bachelor of Arts degree majoring in Economics from the University of Western Ontario, Ontario, Canada in 1999. Conroy’s responsibilities include the representation of ARCC with major regional industry partners and projects.

Morgan Potter

Morgan Potter

Trade and Currency Reserve Advisor

Morgan is the co-founder and managing director of Nine Mile Financial, an electronic principal trading firm focused on global market making and arbitrage opportunities. Morgan cofounded Nine Mile Financial in 2016, after 16 years with Macquarie Group (Sydney, Hong Kong & New York) and Goldman Sachs (Australia). Most recently based in New York and Hong Kong with Macquarie as Global Head of ETF Trading, Morgan has held several senior roles during his tenure; responsible for Convertible Bonds, Structured Products, Listed Derivatives & Cash Risk Trading since joining Goldman Sachs (Australia) in 2001. Morgan holds a Bachelor of Structural Engineering (BEng) degree from the University of New South Wales, Australia. Morgan’s responsibility includes the strategy and ongoing advisory of the Reserve.

Darius Yuen

Darius Yuen

Social Impact Advisor

Darius Yuen Lai Yan is a Hong Kong-based investment banker and philanthropist. As the founder and chairman of Sow (Asia) Foundation, a charity based in Hong Kong, he was named one of 48 Heroes of Philanthropy by Forbes because of his contribution to charitable causes. He serves as Senior Advisor at LionRock Capital Limited (Hong Kong). Yuen is a CPA, holding a Bachelor of Science in Accounting from the University of Southern California. Previously an investment banker, Yuen served as Head of Equity Markets with BNP Paribas, and as Senior Managing Director at Bear Stearns Asia. He also previously served at Peregrine Capital and at Price Waterhouse Coopers. Darius’s responsibilities include providing advisory and feedback for on social impact performance and direction of its programs.

Simeon Schnapper

Simeon Schnapper

Blockchain & Impact Investing Advisor

Simeon is a blockchain and impact entrepreneur who has a long history leading successful teams in emerging industries.  He founded Youtopia, an engagement and gamification platform; the winner of the 4th Annual Digital Media Learning Competition supported by the Bill and Melinda Gates Foundation.  As trustee and president of the Hinman Foundation, a nonprofit supporting community based organizations, Simeon led strategy and execution of all on-ground efforts in Tibet, Nepal, Myanmar, India, Mongolia and Bhutan. As the founder of a multinational trading and manufacturing company, he led sustainability and innovation for 7 years, shipping some of the world’s first bioplastic products to leading global retailers.  Simeon is also an Aspen Institute Fellow and traded his first bitcoin in 2011. Simeon’s responsibilities include assessment on social impact initiatives and investments.

Mary D'Souza

Mary D'Souza

Global Capital Market Advisor

Mary has 20+ years of venture capital, private credit, equity, real-estate, fund investing, commercial and investment banking and C-level operational experience through various senior roles at GE Capital, Dresdner Kleinwort Benson and Four M Investments. Mary is the Chief Investment Officer of Misha Investments and CFO & Director of a biotech company. Mary worked as a Managing Director at GE Capital Markets for 9 years where she built deep relationships with banks, private equity funds, hedge funds, distressed funds, mezzanine funds, and insurance companies. She placed over $13 billion in volume in 150+ deals, which included acquisition financing, refinancing, recapitalizations, restructurings (Radnet, CCA), DIPS (Delta DIP), EXITS (Delta, US Air), amendments and loan trading. Mary’s responsibilities with include investment portfolio structuring as well as return and risk modeling.

Babak Pasdar

Babak Pasdar

Technical & Security Advisor

Babak is an ethical hacker and a globally-recognized expert in Cyber-Security, Cloud technology, and Crypto-currency. Throughout his career, Pasdar has founded multiple groundbreaking Cyber-Security firms, identified critical threats to national security, and developed IT infrastructure for some of the most prominent global companies. Named one of New York’s Top Ten Startup Founders over 40, he built and exited two Cyber-Security technology companies, igxglobal and Bat Blue Networks. While contracted by Verizon, Pasdar discovered a warrantless wiretapping mechanism in their infrastructure resulting in him being an expert witness to Congress, testifying before multiple top-tier congressional committees. Babak’s responsibilities with IBMR include security, audit, and implementation of cyber-security best practices.


Office Staff

Joe Malasaga C.P.A.

Joe Malasaga C.P.A.

Executive Office Financial Officer

Joel Malasaga, is a Certified Public Accountant in the Philippines and received his professional license in 2010. He graduated with a Bachelor of Science in Accountancy – Cum Laude, from Saint Joseph College in Maasin City, in 2009. With 8 years of professional experience, he is an experienced internal auditor in the core business segments of distribution, logistics, natural resources, property, security and corporate investment with JAKA Investment Corporation.

Joel’s duties include auditing the investments organization, and managing reserve currency data reporting for and ARCC.

Geraldine M. Diaz

Geraldine M. Diaz

Executive Officer Administrator

Geraldine is a business administration BA graduate from the Polytechnic University of the Philippines. She has 16 years of professional business experience in the areas of retail banking (PS Bank), HR management, recruitment and backend administration management.

Geraldine’s duties include the registration and administration of’s corporate structure and executive administration.

Vince Wang

Vince Wang

Senior Project Manager

Vince is a University of St. Thomas graduate in Mathematics cum laude out of Houston, Texas as well as studied his master’s at the University of Houston. He has been a project manager in the area of gaming and client services for the past four years. He has experience in emerging market start-ups from setting up national distribution network and retail supply chains. His last position was as a management consultant at Dinkum Management Consultants in Taipei, Taiwan focusing on multinational tax and overseas revenue structuring. Vince manages the executive coordination of projects from product, marketing and internal communication.

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